Kira AI – WhatsApp Banking in Nigeria
Kira AI makes sending money as easy as texting. Just say "Send ₦5000 to David" on WhatsApp and it happens instantly. No apps, no commands, no hassle.
Kira AI
Online now
Send ₦5000 to David
Hassan A. bought ₦1,000 airtime
Warri8 mins ago
Banking Reimagined
We built the smartest way to send money in Nigeria. No learning curve, no new apps, just WhatsApp.
Natural Conversation
Just chat normally. Say 'Send ₦5000 to my brother' and we handle the rest.
Voice Notes Supported
Send voice messages to transfer money. Our AI understands Nigerian accents perfectly.
Image Recognition
Screenshot a bank detail? Our AI can read it and process the payment instantly.
24/7 Instant Transfers
Money moves in seconds, any time of day. No waiting for bank hours.
WhatsApp + Bank Security
Protected by WhatsApp's end-to-end encryption and bank-grade security.
All Nigerian Banks
Works with GTBank, Access, First Bank, UBA, Zenith, and 150+ other banks.
Use Cases
Everything you need, right inside WhatsApp
Send Money
Transfer funds to anyone, anywhere in Nigeria. Just tell Kira who and how much — it's that simple.
"Send ₦10,000 to my mom"
Buy Airtime & Data
Recharge your phone or buy data bundles instantly — for yourself or anyone.
"Buy ₦1000 airtime"
Send with Screenshots
Snap a photo of bank details and send money instantly. No typing account numbers.
"📸 Send to this account"
Check Balance
View your account balance anytime with a simple message to Kira.
"What's my balance?"
Track Expenses
Monitor your spending with smart insights and transaction history.
"Show my transactions"
Voice Commands
Send voice notes to make transactions. Kira understands Nigerian accents perfectly.
🎤 Voice supported
